Last updated: 1 October 2026
How payment works at Fahymas Licensing: what we accept, who processes it, what we can and cannot see, and what happens when a payment fails.
Seller identity and Microsoft authorization
The seller and merchant of record for every order is FAHYMAS LLC, a limited liability company registered in the Commonwealth of Kentucky, United States, trading as Fahymas Licensing.
FAHYMAS LLC holds Microsoft Cloud Solution Provider (CSP) Indirect Reseller registration. Microsoft Partner Center records the company’s reseller verification status as Authorized and its Indirect Reseller status as Active. This is a company-level registration and is separate from the sourcing of individual products. FAHYMAS LLC is independently owned and operated and is not owned, operated, sponsored, or endorsed by Microsoft Corporation.
View our public Microsoft Marketplace profile
Compliance verification
For banks, payment processors, enterprise customers, or compliance departments requiring additional verification, FAHYMAS LLC can provide supporting Microsoft Partner Center documentation confirming its Authorized reseller verification status and Active CSP Indirect Reseller status. Requests can be sent to contact@fahymaslicensing.com.
Who processes your payment
Stripe processes card payments entered in the secure card form at checkout, and PayPal processes payments made through PayPal. If Afterpay is offered for an eligible order and selected, Afterpay presents and administers its payment arrangement. FAHYMAS LLC remains the seller for the products ordered.
We do not see or store your full card number or payment-provider login credentials. Your selected payment provider processes your payment. We receive payment status and a limited transaction reference needed to identify the order and process any approved refund.
Accepted payment methods
At checkout, you can pay by credit or debit card through Stripe or choose PayPal. PayPal may also offer eligible shoppers a card option without a PayPal account. If Afterpay appears for your order, you may select it and follow its prompts to sign in or create an account. Review the payment schedule and any applicable terms shown by Afterpay before confirming. Afterpay determines eligibility and approval.
The payment options displayed at checkout are the ones available for your order.
Payment security
| Processing | Card details entered in the secure Stripe card form are processed by Stripe. PayPal payments are processed by PayPal. If selected and available, Afterpay processes its payment arrangement. We do not store full card numbers or payment-provider login credentials. |
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| Encryption | The entire website, including checkout, is served over HTTPS. |
| Payment provider | Stripe, PayPal and, when available, Afterpay each handle payment-data security for the transactions they process. |
| What we store | Your order details and a limited payment transaction reference. We do not store full card numbers or payment-provider login credentials. |
Prices and billing
- All prices are displayed in United States Dollars (USD).
- The Fahymas order total, including any applicable tax and shipping, is shown before you confirm your order. Fahymas does not add a payment-method surcharge. Afterpay may present separate terms or fees for its payment arrangement; review them before confirming.
- You receive an order confirmation and receipt by email once the purchase is complete.
- Your payment provider or bank may apply currency conversion or other fees. Those amounts are set by them, not Fahymas, and are outside the USD order total shown on our site.
When you are charged
For Stripe or PayPal, payment is authorized when you complete checkout. If you choose Afterpay when it is offered, Afterpay shows its payment schedule and terms before you confirm; later installment payments are governed by your agreement with Afterpay. The Fahymas order total is shown in USD before you place the order. We do not store a card for future charges.
We begin fulfillment only after payment is authorized. Software licenses are delivered by email; eligible physical hardware is shipped to the checkout address. Both delivery methods are explained in our Shipping & Delivery Policy.
How the charge appears on your statement
Your bank statement or payment-provider activity may identify Fahymas Licensing and the provider you selected. If you do not recognize a charge, contact us with the transaction details so we can identify the order and help resolve it.
Failed or declined payments
If Stripe or PayPal cannot complete a payment, or Afterpay does not approve a requested payment arrangement, the order is not completed and nothing is delivered. A card payment may be declined by its issuer because of incorrect details, insufficient funds, a billing-address mismatch, or fraud checks.
A payment or authorization may appear pending with your selected provider or on the card or bank account used to fund it. A temporary card authorization does not mean the order has been completed. Check your provider or bank activity, or contact us with the transaction reference if you need help.
Order verification
Some orders are reviewed before delivery, usually where billing details do not match the payment method or an automated check is triggered. If yours is reviewed, we contact you at the order email address. Verification protects both you and us against fraudulent use of a payment method.
Receipts and invoices
After a completed purchase you receive an order confirmation by email containing your order details and a receipt for your records, and, for software purchases, license information and installation instructions. If you need an invoice with specific business details for accounting purposes, ask us and we will provide one.
Refunds
Approved refunds go to the original payment method used for the order. We submit approved refunds through the original payment provider, including Afterpay when it was used. We cannot redirect a refund to a different account or card.
| Our decision | We aim to approve or decline within 2 business days of receiving the information we need. |
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| Provider or bank posting time | After we submit an approved refund, the original payment provider, your bank, or card issuer may need additional time to show the credit. Afterpay adjusts its payment schedule according to its terms. Posting time depends on the original payment method and provider. |
| Currency | Refunds are issued in USD, the currency of the original charge. |
Whether a refund is available in the first place is governed by our Refund and Cancellation Policy. This page covers only how an approved refund is paid.
Questions about a payment
Email contact@fahymaslicensing.com or call +1 (502) 497-4280, Monday to Friday, 9:00 AM to 6:00 PM Eastern Time. Please contact us before raising a chargeback. A dispute may restrict the transaction while the selected payment provider or a card issuer investigates, which can limit what we are able to do to help you.